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Free 30 Minutes Consultation
I work with people who have a sustainable income flow that comfortably supports their day-to-day needs, with spare capital or a regular surplus which they would like to grow through investing. More importantly, my clients are those who not only want their money to grow, but also want to learn how to grow it through financial education. As an investment coach, I will work with you on cultivating an investment mindset and on learning how to make informed investment decisions that best suit your lifestyle and personality.
Life is full of investment opportunities, and not just in the arena of conventional financial products.
My experience has taught me that living life as an investor is so powerful and expansive that I would never wish to return to the life of a 'spender' or a 'saver.' The shift of a mindset is what underlies shifts of all other aspects of life. Viewing life from the perspective of an investor, you become:
No. I am not a regulated financial advisor. I do not advise clients on how they should manage their money or which financial product they should buy. Rather, I have thought-provoking dialogues with my clients in order to help them enhance their confidence and life quality through cultivation of an investment mindset. Such dialogues often take place in the context of financial investments, but are not restricted as so. Any expenditure of time, money, or physical and psychological effort is a form of investment. And I work with my clients to build a more growth-oriented life through the lenses of "investing".
If you are interested in understanding better what constitutes financial advice, these links to the Financial Conduct Authority's website may help:
An Investment Coach and a Financial Advisor can both help you improve your financial wellbeing, albeit in different ways. An Investment coach is a stimulating thought partner who mentors and supports you in learning how to make good investment decisions, whereas a Financial Advisor is someone whom you entrust to make all the investment decisions for you. In the process of investment coaching, you grow your knowledge, insight, and intuition around money matters as well as your net worth, whereas hiring a Financial Advisor generally involves only the possibilities of the latter in exchange for a more packaged service whereby you as the investor only need to show up for the semi-annual or annual review of your portfolio balances. Investment coaching requires more work from you to do the research, the learning, and the thinking behind good investment decisions, but in the process, you become a much more shrewd investor yourself. Which service is more valuable for you, only you can assess accurately and decide for yourself. Personally, I manage all of my own investments, but may consider giving part of my portfolio to a Financial Advisor to manage when it reaches a certain size which may require more administrative effort. This will require further consideration and cost/benefit analysis when the time comes.
To summarise, my perception is that a Financial Advisor sells you the fish, whereas an Investment Coach teaches you how to fish so that you can feed yourself for a lifetime!
No. I am completely independent of any such affiliations. I do not receive a commission through recommending any particular financial products and I do not intend to make any such recommendations. My role is to work with you on opening pathways that lead to a healthy, empowering investment mindset. This process may involve me sharing ideas with you, but you remain responsible for and in control of any investment decisions you make as well as any associated gains or losses.
Having worked for various multinational Financial Services firms across Europe and Asia, I have accumulated a wealth of knowledge in the investment business. The most valuable takeaway from my finance career is that money is best invested, not saved. Investing implies growth, whereas saving implies scarcity. How many billionaires and successful business people got there by saving? No doubt, being good with money involves the preservation of funds and sensible spending. But accumulation of serious wealth certainly doesn't result from preservation alone without ever taking any risks with money.
My investment journey started in 2012 following a divorce. Even though I always had my own income, the breakdown of my relationship signalled to me that I must learn to be financially abundant whilst living alone in a foreign country. I had £1,600 to invest and went on MoneySuperMarket to find the best ISA account recommended on the website and opened my first Stocks and Shares ISA account. It marked the first spark of my investor mindset. I felt very empowered by it. In the same year, I started working with a psychodynamic coach on my emotional recovery and personal development.
Since then, my relationship with money has grown into the most empowering and enabling force that provides me with much security, confidence and fun. I bought my first property in the UK in 2014 and more than doubled my salary 2 years later. In 2016, I sold my property which left me with a lump sum of capital to invest. I read The Little Book of Common Sense Investing (by John Bogle), researched into the best index funds to buy, and then put together a fairly diversified portfolio. I grew my investment by about 30% that year.
My early success got me even more interested in investing. Not just in the financial markets, but generally in life.
Every day, we are making investment decisions. Your job is an investment. You invest with your time and intelligence, in exchange for the growth of your bank balance. Each of your relationships is an investment. You invest with your love and energy, hoping for emotional and physical balance in return. Food and exercises are also an investment. You invest with your thoughts and effort, in exchange for health and nourishment.
Investing really is a mindset. We can't help but invest in life. But to become mindful of where and how you invest can really lead to exponential growth. And the immense value of the psychological space which financial abundance provides is beyond measure.
Today, I continue to cultivate my investment growth mindset in every aspect of my life. And I can help you do the same, if you decide to start investing in yourself.
Socrates, arguably the most influential philosopher of all time, never wrote a single line in his life. All the development of his thoughts was through contemplation and dialogues, some of which were turned into writing by his pupil Plato who talked with him regularly.
I have personally experienced the astonishing power of thoughtful dialogues. Ever since 2012, I have been meeting with my coach every week. Even during times when I quit coaching out of doubts and frustration, we kept in touch. My coach and I both relocated multiple times, but working online has enabled us to maintain a continuously effective partnership. In these sessions, we did nothing but having dialogues. And my personal journey since 2012 has been nothing but immensely empowering.
When I started working with my coach, I was a lost young divorcee living some five-thousand miles away from home. I made less than 20K a year working 50 hours a week. I had to live with friends as I had nowhere else to go.
Six years later, I bought a brand new apartment in London, making a six-figure income working in the City. I had plenty of money in my investment accounts. I supported a partner financially while he worked on his business. I was awarded a first-class law degree after 3 years of study in my second language.
Of course, my success did not happen because of the dialogues alone. But they exponentially accelerated my rate of growth and expansion, allowing me to trust my strength and to daringly follow my intuition.
Together, we can achieve your version of success. And I cannot wait to embark on this thrilling journey with you!